Seasoned buyers that is buyers who are purchasing the second or third home have a hard time keeping up with the new regulations and qualifications required for purchasing a home. This can be even more daunting for the First Time Home Buyer. As your mortgage agent it is my job to make you aware of all the incentives that are accessible to you and make this venture an exciting one.
In life we sometimes face calamities that force us to go into to debt. In a lot of instances, one is better of refinancing their mortgage and reducing the rate of interest that is being paid on the debt. You may be wanting to do some additional funds to do some renovations to your home to give it your personal touch or some other reason. Whatever the reason as your mortgage agent I would show you how you can either pay of your debt with minimum interest being paid or doing the renovations at minimal cost to you.
Most lenders send renewal letters to their current customers with their posted rates. A lot of them just sign the renewal letter and return it to the lender. As your mortgage agent and partner, I would research to see the best possible product that is best suited for your needs and work with you towards paying off your mortgage faster.
On rare occasions we may have to look at the option of getting a private mortgage to give a fresh start from all the debt that has been bringing you down. Private mortgage is a route I would recommend to my clients only as a last resort. Private mortgages although come at a slightly higher interest rate they are usually much lower than the interest rates charged by the credit card companies or other types of loans like pay day loans.
Mortgages by Yasmin - The Mortgage Centre serves clients across Richmond Hill, Vaughan, Barrie, New Tecumseth, Shelburne, Mono, Orangeville, Grand Valley, Caledon, Brampton, Dundalk, Mississauga, Halton Hills, Milton, Oakville, Burlington and Hamilton, Ontario.